@php $currencySettings = \App\Models\SystemSetting::query()->first(); $currencySymbol = $currencySettings?->currency_symbol ?? '₹'; $currencyDecimals = (int) ( $currencySettings?->currency_decimal_places ?? 2 ); $currencyRound = (bool) ( $currencySettings?->currency_round_display ?? false ); $displayDecimals = $currencyRound ? 0 : max( 0, min( 4, $currencyDecimals ) ); @endphp
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Apply for Loan

Simple, transparent and flexible EMI financing.

@if(session('error'))
{{ session('error') }}
@endif @if($errors->any())
{{ $errors->first() }}
@endif {{-- ===================================================== EMI CARD ====================================================== --}}
Active EMI Card
{{ $emiCard->card_number }}
Available Limit {{ money((float)$availableLimit) }}
Card Limit {{ money((float)$emiCard->card_limit) }}
@if($activeLoanExists)
Existing Loan Application You already have a pending or active loan. A new loan application cannot be submitted until the existing loan is completed or closed.
@else
@csrf {{-- ===================================================== LOAN TYPE ====================================================== --}}

Loan Type

Select the purpose of your loan
@if(isset($loanTypes) && $loanTypes->count())
@foreach($loanTypes as $loanType)
id ) required >
@endforeach
@else
No active loan types are available.
@endif
{{-- ===================================================== LOAN AMOUNT ====================================================== --}}

How much do you need?

Admin configured limits
Loan Amount
{{ $currencySymbol }}
Minimum {{ money((float)$settings->minimum_loan_amount) }} · Maximum {{ money((float)$clientMaximum) }}
{{ money((float)$settings->minimum_loan_amount) }} {{ money((float)$clientMaximum) }}
@foreach([ 10000, 25000, 50000, 100000, 200000, 500000 ] as $quickAmount) @if( $quickAmount >= (float)$settings->minimum_loan_amount && $quickAmount <= (float)$clientMaximum ) @endif @endforeach
{{-- ===================================================== TENURE ====================================================== --}}

Select repayment period

{{ count($allowedTenures) }} options available
@if(count($allowedTenures))
@foreach($allowedTenures as $months)
@endforeach
@else
No loan tenure is currently available.
@endif
{{-- ===================================================== LOAN SUMMARY ====================================================== --}}

Loan Summary

Live calculation
Loan Amount {{ money(0) }}
Interest Rate ✓ 0% Interest
Interest Amount {{ money(0) }}
Processing Fee Calculating...
Total Payable {{ money(0) }}
Estimated Monthly EMI {{ money(0) }}
Processing fee: {{ $settings->processing_fee_type === 'percentage' ? number_format( (float)$settings->processing_fee, 2 ).'%' : money( (float)$settings->processing_fee ) }}
{{-- ===================================================== WARNING ====================================================== --}}
Important: Interest and processing fee are calculated according to the selected loan type and current approved loan settings. The final calculation is controlled by the approved loan settings.
{{-- ===================================================== SUBMIT ====================================================== --}}
By continuing, you confirm that the information provided is correct and agree to the applicable loan terms and repayment schedule.
@endif
{{-- ========================================================= LOAN CALCULATION SCRIPT ========================================================= --}} {{-- ========================================================= LOAN TYPE + PRODUCT VALUE VALIDATION ========================================================= --}} @include('client.partials.bottom-nav')